403(b) Options

The College currently sponsors retirement programs with TIAA-CREF funds and First Mercantile. You can only be enrolled in one program at a time.

The Maximum Contributions to a 403b account for 2015 will be:

  • $18,000 if you are under age 50
  • $24,000 if you are 50 years of age and older

Salary Reduction Agreements are available by clicking the link below.

There are independent financial consultants who work with St. John Fisher College employees regarding their retirement funds. Contact information, plus sites for additional information regarding TIAA-CREF and First Mercantile are listed below:


Telephone Counseling Center - (800) 842-2776

TIAA-CREF Benefit Overview [pdf]

First Mercantile

Voice Response telephone system - (800) 754-9080

First Mercantile Designation of Beneficiary [pdf]

More information on retirement and the retirement plans may be found in this excerpt from the Employee Handbook [pdf].

Retirement Plan Fee Disclosures

Bridge to Retirement Plan for Faculty

The Bridge to Retirement Plan [pdf] is available to all tenured faculty members who are at least 55 years of age, and have at least 10 years of full-time College service. The plan is voluntary and is initiated by the faculty member. The plan was designed to provide 1-3 years at a reduced teaching load in order to prepare for full retirement.

Retiree Benefits

An employee may be eligible for certain retiree benefits from St. John Fisher College after 10 years of full-time employment, if years of service plus age equal at least 65. Please use this link for more information on Retiree Benefits [pdf], including health insurance, dental insurance, life insurance, and tuition remission.

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